Appxpert

Payment Aggregator : how-to guide for businesses

It is third-party service provider. It allows merchants to accept payment from the customer but they need to integrate it with their website.It has been provided with the sub merchant account, where payment aggregator will receive payment from the customers

It is acting as bridge between the merchant and the acquirer. We are assuring the settlements of T+0 for the merchants. Prioritize the security of customer data ,robust encryption, fraud prevention

Features of Payment Aggregator

Easy sub-merchant account
Partners can add via API’s
Simplified KYC process

Appxperts does not store sensitive information.
Tokenization for data security
As per PCI Compliance Standards

Simplified KYC process

Instant settlements for a fee, even during non-banking hours
Same-day settlements

Assistance with tracking payments, reporting fraud, and technical support

How its Facilitates Online Payments?

Simplified Onboarding Process

Quick and easy setup for merchants, reducing the complexity of integration.

Customer Payment Process

Customer browses the merchant's website/app and selects desired products or services.
Proceeds to checkout.

Transaction Processing

Payment request is sent to the customer's bank.
Real-time transaction validation occurs, checking for sufficient funds and fraud detection.

Payment Confirmation

Upon approval, the payment is confirmed, and the customer receives a confirmation message.
The merchant is notified of the successful status.

Settlement

Appxperts facilitates the settlement of funds to the merchant's account.
Settlement will be depends on merchant customized slots.

Security and Compliance

Ensures secure transactions by adhering to PCI-DSS standards and using encryption for data protection.

Fraud Check

Customer payment information is encrypted to protect sensitive data during transmission.
Transactions are monitored in real-time using advanced algorithms to detect unusual patterns or behaviors.